Equipment Financing

Get the machinery, vehicles and technology your business needs — and preserve your cash.

Overview

Equipment financing lets you acquire new or used equipment and repay it over its useful life. The equipment itself usually serves as collateral, which can make approval simpler and terms more predictable.

Common uses

  • Construction and heavy machinery
  • Commercial vehicles and trucks
  • Medical and dental equipment
  • Restaurant and kitchen equipment
  • Manufacturing and technology

At a glance

  • CollateralThe equipment financed
  • CoverageNew or used equipment
  • RepaymentFixed monthly payments
  • TermsMatched to equipment life

Final amounts, rates and terms depend on your business profile and are confirmed in writing before you sign anything.

What you’ll typically need

  • Last 6 months of business bank statements
  • Government-issued photo ID for each owner with 20%+
  • Business tax returns (most recent 1–2 years)
  • Year-to-date profit & loss and balance sheet
  • Equipment quote or invoice from the vendor

Estimate your payments with our calculator →

Ready to see what you qualify for?

The application takes about 10 minutes. Have your last 6 months of business bank statements handy.

Start Your Application